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Identity theft protection
Identity theft protection software is stronger when it combines monitoring features with cybersecurity tools. Help protect your devices, detect scams, monitor your credit, spot signs of fraud, get reimbursement coverage, and access restoration support if identity theft happens — all with one comprehensive solution.
How to protect against identity theft
Effective identity theft protection starts with reducing your exposure to risk and strengthening your digital defenses. These are some of the best ways to protect yourself, even without an identity theft protection service:
- Keep sensitive personal details like your Social Security number private.
- Safeguard your online accounts with unique passwords and multi-factor authentication.
- Be cautious of unexpected emails, texts, or calls requesting personal information.
- Use a VPN to protect your browsing data and an antivirus to defend your devices.
- Keep your devices, apps, and operating systems updated to patch security vulnerabilities.
- Review your credit reports and bank statements for unfamiliar charges or errors.
Why cybersecurity is a crucial part of identity theft protection
Stolen passwords, malware, scams, and hacked networks can all give criminals access to sensitive data. Cybersecurity features protect the devices and connections you use every day, reducing the risk of your passwords, banking details, and other personal information being exposed in the first place.
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Real-time antivirus
Detect and block malware, viruses, and other online threats that could infect your devices and steal sensitive information.
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Scam protection
Identify suspicious links, messages, calls, or websites with AI-powered scam protection, and get expert help if you’re scammed.6
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Secure VPN
Encrypt your internet connection to help protect your personal data when using public or unsecured Wi-Fi to bank, shop, or browse.
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Password manager
Generate stronger passwords and store them more securely to reduce your vulnerability to account takeover attacks.
Key identity theft protection features
Even with advanced security, identity theft isn’t always preventable, and threats like massive data breaches or AI-powered phishing campaigns can still leave your data vulnerable. Identity theft protection services add a layer of defense, including proactive monitoring, alerts for suspicious activity, and recovery support if you fall victim.
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Credit monitoring
Monitor changes to your credit across major bureaus and quickly lock your credit file to help prevent unauthorized activity.3
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Privacy monitoring
Find your personal information on public data-broker and people-search sites to get a headstart on reducing your exposure.
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Identity alerts
Get notified if your SSN or other personal details are detected in applications or records that might signal fraud or identity theft.
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Data breach alerts
Stay informed if your information appears in reported breaches or appears on the dark web, so you can take protective action.
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Financial alerts
Connect bank, credit card, and investment accounts to get notifications of potentially fraudulent transactions or withdrawals.
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Restoration support
Get assistance from professional, U.S.-based restoration specialists if your identity is stolen, plus up to $3M in reimbursement coverage.
Norton 360 with LifeLock brings together identity monitoring, privacy tools, and powerful device security features to help protect you from multiple angles — and to support you every step of the way if fraud happens.
What our customers say
Nothing means more than what our users think. Here are a few words from people who have benefitted from Norton 360 with LifeLock for identity theft protection:
Layers of identity theft protection
Identity theft isn’t a single event: first, cybercriminals get access to your information; next, they attempt to use it in fraud; and finally, they leave you to deal with the consequences. Layered protection combining cybersecurity tools, monitoring features, and restoration assistance helps you at every stage of identity theft.
Prevent
Stopping identity theft early means protecting the places your information lives and reducing your exposure online. Tools that can help prevent identity threats before ID theft occurs include AI-powered scam detection to help warn you about phishing attacks, a secure VPN to encrypt your internet connection, robust antivirus to help stop infostealing malware, alerts about malicious websites and dangerous links, and a password manager to help mitigate account takeover risks.
Detect
Even with strong defenses, some identity threats can slip through. Identity, financial, and credit monitoring features can help alert you to activity that might signal fraud, like applications made in your name, transactions you didn’t make, or discrepancies on your credit report. That gives you the warning you need to take protective action.
Restore
The identity theft recovery process is often complex. Restoration support includes hands-on assistance from identity theft experts as you go through key steps like reporting fraud, disputing errors, and recovering lost funds. Plus, you’ll get reimbursement coverage for unrecoverable losses, legal costs, and personal expenses.
Norton’s all-in-one identity theft protection plans
See subscription details below.*
Up to $1,050,000 coverage†††
Identity protection
- Up to $1 million for Lawyers and Experts
- Up to $25,000 in Stolen Funds Reimbursement
- Up to $25,000 in Personal Expense Reimbursement
- Identity & Social Security Number Alerts†
- Credit Monitoring Coverage: One bureau3
Device Security
- Scam Protection Pro
- 10 PCs, Macs, tablets, or phones
- Stolen Wallet Protection
- Antivirus, malware, ransomware, and hacking protection
- 100% Virus Protection Promise2
- Credit Monitoring: One Bureau3
- Up to $25,000 in stolen funds reimbursement†††
- 250 GB Cloud Backup4
- Password Manager
- Deepfake Protection23,33
- VPN private internet connection
- Dark Web Monitoring§
- Privacy Monitor
- Parental Control‡
See subscription details below.*
Up to $1,200,000 coverage†††
Identity protection
- Up to $1 million for Lawyers and Experts
- Up to $100,000 in Stolen Funds Reimbursement
- Up to $100,000 in Personal Expense Reimbursement
- Identity & Social Security Number Alerts†
- Credit Monitoring Coverage: One bureau3
- Identity & Social Security Number Alerts for each adult†
- Credit Monitoring Coverage for each adult:
One bureau3 - Identity Lock for each adult:
TransUnion Credit File Lock
NEW! Payday Loan Lock3,12,† - Phone Takeover Monitoring for each adult
- Alerts on Crimes Committed in Your Name for each adult
- Buy Now Pay Later Alerts
Device Security
- Scam Protection Pro
- 10 PCs, Macs, tablets, or phones
- Antivirus, malware, ransomware, and hacking protection
- 100% Virus Protection Promise2
- 250 GB Cloud Backup4
- Password Manager
- Deepfake Protection23,33
- VPN private internet connection
- Dark Web Monitoring§
- Privacy Monitor
- Parental Control‡
See subscription details below.*
Up to $3,000,000 coverage†††
Identity protection
- Up to $1 million for Lawyers and Experts per adult
- Up to $1 million in Stolen Funds Reimbursement per adult
- Up to $1 million in Personal Expense Reimbursement per adult
- Identity & Social Security Number Alerts for each adult†
- Credit Monitoring Coverage for each adult: Three bureaus3
- Identity Lock for each adult:
TransUnion Credit File Lock
NEW! Payday Loan Lock3,12,† - Phone Takeover Monitoring for each adult
- Alerts on Crimes Committed in Your Name for each adult
- Buy Now Pay Later Alerts
- Credit Reports & Credit Scores for each adult:
One bureau: Unlimited
(updates available daily)
Three bureaus: Annual3 - 401(k) & Investment Account Alerts for each adult†
- Home Title Monitoring
- Social Media Monitoring for each adult
Device Security
- Scam Protection Pro
- Unlimited PCs, Macs, tablets, or phones*
- Antivirus, malware, ransomware, and hacking protection
- 100% Virus Protection Promise2
- 500 GB Cloud Backup4
- Password Manager
- Deepfake Protection23,33
- VPN private internet connection
- Dark Web Monitoring§
- Privacy Monitor
- Parental Control‡
What the experts think
Norton 360 with LifeLock is consistently ranked as one of the best options for identity theft protection by expert reviewers. Here’s what they have to say:
Sources above checked March 2026.
Key identity theft recovery steps
If identity theft happens, knowing what to do next can feel overwhelming. Norton 360 with LifeLock includes access to dedicated restoration specialists who can help guide you through the recovery process — from reporting fraud to correcting your records — so you’re not left to navigate it alone. Here are the key steps typically involved in restoring your identity:
Identity theft risks
Identity theft starts with exposed information. Today, most exposure happens online. Cybercriminals are constantly looking for opportunities to breach, leak, or steal sensitive data. You might be vulnerable if:
- Your details are exposed in a data breach.
- You click a phishing link or visit a fake website.
- You use weak passwords, or reuse them across accounts.
- You connect to unsecured or public Wi-Fi.
- Your device is infected with spyware or malware.
Get all-in-one identity theft protection
Norton 360 with LifeLock offers advanced cybersecurity, identity monitoring, and restoration features to help keep you safer from identity theft and other online threats. Become a member for AI-powered scam protection, a VPN, malware protection, credit monitoring across up to three bureaus, alerts for suspicious financial activity, dedicated U.S.-based restoration specialists, up to $3 million in reimbursement coverage, and more.
FAQs
Identity theft protection services continuously monitor key areas where signs of fraud are likely to appear — like credit reports and financial accounts — and alert you when suspicious activity is detected. They also scan for use of your personal information online, on the dark web, and in applications for credit or services, helping you discover if your details have fallen into the wrong hands.
Advanced services, like Norton 360 with LifeLock, go way beyond this, offering a range of additional tools that can help you protect your identity and spot vulnerabilities. That often includes features like data breach notifications, data broker removal, social media monitoring, scam protection, antivirus, and credit locks.
Plus, if you do fall victim to identity theft, most identity theft protection services will include features designed to help you recover. This typically involves reimbursement coverage for financial losses, personal expenses, and legal support, plus personalized restoration guidance from an identity theft expert.
By combining monitoring, proactive tools, and recovery support, identity theft protection helps you manage risk and reduce the potential impact of fraud.
For many people, the ongoing monitoring, alerts, and restoration features offered by identity theft protection services make them worth the cost. They reduce the need to monitor for signs of fraud manually, providing a more reliable way to spot suspicious activity before things spiral out of control.
Identity theft protection might be particularly valuable if you’ve been affected by a data breach, have a complex mix of financial accounts, shop or bank online frequently, or fall into a demographic at increased risk of identity theft, like seniors or higher earning individuals.
While no service can prevent all fraud or identity theft, an identity theft protection service can help you spot the signs more quickly, respond in the right way, and protect your finances from harm.
The right identity theft protection service for you should match how you actually live. If you have lots of financial accounts, a complex credit history, or large digital footprint, you’ll want a level of monitoring that reflects your unique risk profile.
Your chosen service will also ideally have features that go beyond the ordinary offering, with additional protection provided through value-adding features like scam assistance or cybersecurity tools. And make sure you choose a plan that has an appropriate level of identity theft reimbursement coverage for your finances.
Finally, if you’re particularly concerned about specific risks, like home title theft or SIM-swap attacks, prioritize a service that includes proactive tools to help you defend against them, like home title or phone takeover monitoring.
LifeLock plans focus on identity theft protection while Norton 360 with LifeLock plans combine identity theft protection features with device security and online privacy tools, including malware protection, a VPN, and an AI-powered scam detector.
Norton 360 with LifeLock offers an all-in-one solution that pairs Norton’s trusted cybersecurity features with LifeLock’s powerful identity theft protection.
You can get either set of features individually — if you’re just in need of cybersecurity tools or only interested in protecting your identity — but a combined Norton 360 with LifeLock plan provides a more comprehensive defense against threats like scams, hacking, and fraud.
No one can prevent all identity theft, but access to the right features can help reduce the risk that you’ll become a victim, because many identity theft cases begin with exposed passwords, phishing scams, or malware infections.
All-in-one cybersecurity and identity theft protection services that include tools like automatic data broker removal, a password manager, scam detection, and real-time malware protection can help you proactively defend against risks that can lead to identity theft.
And the more traditional identity monitoring services add another layer of protection, alerting you if your personal or financial information is used fraudulently so you can respond quickly to prevent the event from worsening.
Many identity theft protection services have limited scam protection capabilities. But some, including Norton 360 with LifeLock, provide valuable safeguards. That includes a scam detection assistant to help you spot phishing emails, fake websites, or social engineering tactics and expert recovery support if you fall for a scam.
Helpful links
- Identity theft: What is it, how it works, and common warning signs
- 9 warning signs of identity theft and what to look for
- Ways to avoid identity theft and ID theft statistics
- LifeLock vs. Aura: 2026 comparison guide
- Compromised passwords: How it happens and what to do
- How to prevent cybercrime: 11 ways to protect against threats
System Requirements
Note: Android and the Android logo are trademarks of Google LLC, registered in the U.S. and other countries.
* Important subscription, pricing, and offer details:
Details: Subscription contracts begin when the transaction is complete and are subject to our Terms of Sale and License & Services Agreement. For trials, a payment method is required at sign-up and will be charged at the end of the trial period, unless canceled first.
Renewal: Subscriptions automatically renew unless the renewal is canceled before billing. Renewal payments are billed annually (up to 35 days before renewal) or monthly depending on your billing cycle. Annual subscribers will receive an email with the renewal price beforehand. Renewal prices may be higher than the initial price and are subject to change. You can cancel the renewal as described here in your account or by contacting us here or at 844-488-4540.
Cancellation and refund: You can cancel your contracts and get a full refund within 14 days of initial purchase for monthly subscriptions, and within 60 days of payments for annual subscriptions. For details, visit our Cancellation and Refund Policy. To cancel your contract or request a refund, click here.
2 Requires an automatically renewing subscription for a product containing antivirus features. For further terms and conditions, please see norton.com/virus-protection-promise.
3 If your plan includes credit reports, scores, and/or credit monitoring features ("Credit Features"), two requirements must be met to receive said features: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file and it must contain sufficient credit history information. IF EITHER OF THE FOREGOING REQUIREMENTS ARE NOT MET YOU WILL NOT RECEIVE CREDIT FEATURES FROM ANY BUREAU. If your plan also includes Credit Features from Experian and/or TransUnion, the above verification process must also be successfully completed with Experian and/or TransUnion, as applicable. If verification is successfully completed with Equifax, but not with Experian and/or TransUnion, as applicable, you will not receive Credit Features from such bureau(s) until the verification process is successfully completed and until then you will only receive Credit Features from Equifax. Any credit monitoring from Experian and TransUnion will take several days to begin after your successful plan enrollment.
4 Cloud Backup features are only available on Windows (excluding Windows in S mode, Windows running on ARM processor).
5 SafeCam features are only available on Windows (excluding Windows in S mode, Windows running on ARM processor).
6 Scam protection coverage as part of identity theft benefits is currently available to all customers residing in the United States, including U.S. territories and the District of Columbia, with the exception of residents of New York. Gen Digital is not a licensed insurance producer. Benefits under the Master Policy are issued and covered by HSB Specialty Insurance Company. You can find further details and exclusions in the Summary of Benefits.
12 Identity Lock cannot prevent all account takeovers, unauthorized account openings, or stop all credit file inquiries. The credit lock on your TransUnion credit file and the Payday Loan Lock will be unlocked if your subscription is downgraded or canceled.
23 Automatic Deepfake Protection works only on YouTube and Facebook for videos in English, manual scan can be used on other platforms. It requires a Windows Copilot+ PC with a compatible Qualcomm or Intel processor and a supported browser. For system requirements and compatibility, see https://norton.com/deepfakesupport.
33 Deepfake Protection in Norton Genie AI Assistant is currently available in early access and only YouTube videos in English are supported.
† We do not monitor all transactions at all businesses.
††† Up to $1 million for coverage for Lawyers and Experts, collectively, if needed, for all plans. Reimbursement and expense compensation varies according to plan—up to $1 million for Ultimate Plus, up to $100,000 for Advantage, and up to $25,000 for Standard. Benefits under the Master Policy are issued and covered by third-party insurance companies.
‡ Norton Family/Parental Control can only be installed and used on a child’s Windows™ PC, iOS, and Android™ device, but not all features are available on all platforms. Parents can monitor and manage their child’s activities from any device—Windows PC (excluding Windows in S mode), Mac, iOS, and Android—via our mobile apps, or by signing in to their account at my.Norton.com and selecting Parental Control via any browser. Mobile app must be downloaded separately. The iOS app is available in all except these countries.
§ Dark Web Monitoring is not available in all countries. Monitored information varies based on country of residence or choice of plan. It defaults to monitor your email address and begins immediately. Sign in to your account to enter more information for monitoring.