ID Theft
What is identity Theft?
Identity theft is a two-step process. First, someone steals your personal information. Second, the thief uses that information to impersonate you and commit fraud. Of course, stealing your personal information isn't the
worst of the crime; it's the second part of this process that does the most harm: using your information to commit credit card fraud, mortgage and utilities scams; and leave you with emptied bank accounts.
Types Of Identity Theft
There are many different types of ways that identity theft can be performed. The most common way is through a data breach. A data breach occurs when a cybercriminal hacks into a company’s database and steals the personal information that it stores about their customers. The most popular industries being attacked are healthcare, retail, financial and the government. These types of data breaches are so popular because a cybercriminal can obtain massive amounts of personal information from hundreds to millions of people such as full names, social security numbers, health insurance information and more in one fell swoop.
There are smaller scale scams that aim to steal an individual’s personal information as well. Phishing is the most popular way to try to trick users into divulging sensitive information. Either by tricking you into providing it yourself, or by tricking you to install malware that automatically steals data from your computer.
How To Report Identity Theft
If you become an unfortunate victim of identity theft, there are many ways to report it. You can start by going to the Federal Trade Commission’s website. You can fill out the FTC online complaint form to start the process.
How To Prevent Identity Theft
Prevention is the best measure you can take for protection against this threat. You can help prevent identity theft by educating yourself. Explore the articles below to read all about the signs of ID theft, the tactics used by cybercriminals, and even learn how to monitor your credit.
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How identity theft can impact foster youth
Read MoreFoster youth face identity theft risks that the rest of us don’t.
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Child identity theft: What parents need to know
Read MoreChild identity theft can go on for years before it’s discovered. Learn what parents can do to help protect their kids from this threat.
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What is RFID and why does it matter?
Read MoreRFID is a type of Automatic Identification and Data Capture technology. Uses include contactless payments and tracking inventory.
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Credit freezes vs. credit locks: What’s the difference and when should you use each one?
Read MoreCredit freezes and credit locks help prevent scammers from opening accounts and taking out loans in your name. But there are important differences, too.
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What you can still do about the Equifax data breach in 2018
Read MoreIf you were affected by the Equifax data breach, it may not be too late to help protect your identity. Take these steps now.
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9 warning signs of identity theft and what to look for
Read MoreIdentity theft is one of the fastest-growing crimes and affects millions of americans every year. Identity thieves can use your social security number, bank account credentials, credit card numbers, or date of birth to steal your personal information. If you are a victim, you’ll need to act quickly to clear your name.
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Tax season: How to help protect yourself against tax-related identity theft
Read MoreTax season: How to help protect yourself against tax-related identity theft
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Myths and facts about identity theft
Read MoreKnowing how identity theft really works can help protect you from this crime.
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How to protect your Social Security number: 10 SSN tips
Read MoreYour Social Security number is a high value target for identity theft. An identity protection plan could help.
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Fake IRS calls vs. legit IRS contact
Read MoreFake IRS calls are a scam to look out for, especially around Tax Day. Here’s what you need to know.
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Identity theft: What is it and how to avoid it
Read MoreCybercriminals can access your personal information and may use it to commit identity theft or sell it on the dark web. Learn more.
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POS malware data breaches and why they keep happening
Read MorePOS Malware Data Breaches and Why They Keep Happening
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7 Steps to Take Right After a Data Breach
Read MoreWhen I heard the news of the credit reporting agency data breach in September 2017, my first question was whether I was one of the ...
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Credit monitoring services: How do they work?
Read MoreCredit monitoring services can alert you when there's activity on your credit files. Is that enough to help protect you against ID theft?
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5 things you need to know about identity theft
Read MoreKnowing how identity theft happens can help you better understand which information you need to protect and how you can avoid becoming a victim.
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How to avoid identity theft online
Read MoreOctober is National Cyber Security Awareness month. Identity theft is a growing concern in today's internet landscape. Learn how to be protected against it. This is part 3 in a series of blog posts...
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5 things you should know about identity theft
Read MoreKnowing how identity theft happens can help you better understand which information you need to protect and how you can avoid becoming a victim.
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Credit Monitoring vs. Identity Theft Protection Services. What's the difference?
Read MoreTwo popular options to help protect against identity theft: credit monitoring and identity protection services. Knowing which is right for you means taking into consideration of what level of protection they each offer and what you really need:
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Foster youth and identity theft
Read MoreWhy are foster youth so susceptible to identity theft? One reason is the number of people who have access to their personal information.
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How to help protect against phishing scams during tax season
Read MoreW-2 phishing scams are on the rise especially during tax season. The IRS reported an estimated 400% increase in phishing and malware incidents from 2015 to 2016.
